Richard Graham: Reverse Mortgage Specialist & Comprehensive Loan Advisor

Richard Graham is a loan officer passionate about helping clients achieve financial freedom and homeownership. Specializing in Reverse Mortgages, Conventional, VA, FHA, USDA, and Non-QM loans, he offers expertise and a personalized approach in the mortgage industry. For clients aged 62 and above, he advises homeowners to consider a reverse mortgage to access home equity while retaining ownership of their homes, thereby enhancing financial flexibility during retirement.

One notable success involved helping an elderly couple pay off a $100,000 personal loan and eliminate over $700 in monthly principal and interest on their mortgage payment through a reverse mortgage, thereby enabling them to enjoy a stress-free retirement. Richard's responsive and personal touch ensures clients feel informed and confident throughout the mortgage process, as he handles every detail from start to finish. Based in Washington State, with knowledge of AZ, CA, and ID, Richard provides a unique advantage in local markets.

Recognized as a Top VA Broker, Top Purchase Broker, Top 100 Mortgage Broker, and Top Jumbo Mortgage Broker with Rocket Mortgage in 2022, his accolades reflect his industry excellence. Outside of work, Richard enjoys time with family, golfing, and outdoor activities with his wife.

Available seven days a week, Richard is dedicated to making each client's journey rewarding and empowering